The blog

See the reasoning. Not just the conclusion.

Research-backed articles on investing, personal finance, trading, and options, designed to help you understand these topics from first principles.

Investing

How to start investing when you have no idea where to begin13 min read Bitcoin or index funds first, for a beginner?10 min read How much money do I actually need to start investing?10 min read How much of my paycheck should I be investing?8 min read What to actually do when the market crashes9 min read Roth IRA vs a regular brokerage account, for beginners11 min read What is an index fund, and how do you pick one?9 min read

Money

What to do with your money first12 min read Should I pay off debt or invest? Start by reading your rates9 min read How much cash should I keep, and where should it sit?8 min read High-yield savings vs investing: which is right for this money?9 min read How big should my emergency fund actually be?8 min read What to do with your first real paycheck, in one afternoon9 min read How a 401(k) match actually works, and why it comes first9 min read

Trading

What actually happens to most people who try day trading12 min read Swing trading vs day trading: let your calendar decide8 min read How much money do you need to day trade?9 min read Paper trading vs real money: what the simulator cannot teach8 min read What is position sizing, and why does it decide everything?8 min read Stop losses: what they do, and what they do not8 min read How long does it take to learn trading?9 min read

Options

What options are for, and who actually needs them11 min read How much money do you need to trade options?8 min read What are the Greeks, and which three do the real work?8 min read What "most options expire worthless" actually means8 min read Is options trading gambling? Where the line actually runs10 min read Calls and puts, explained without the jargon9 min read Covered calls: what you are really selling8 min read