The blog · Investing
Investing
Owning a piece of businesses, and holding on.
Every article here exists to get one question out of your way: how much you actually need, which account to open, what an index fund is, what to do when the market falls. I answer in the first paragraph, then show the working underneath, and every piece points back to the same boring plan: buy broadly, automate it, leave it alone. If you are starting from nothing, start with the long guide at the top of the list.
How to start investing when you have no idea where to begin13 min readYou have meant to start for two years. The decisions that feel enormous turn out to be the small ones, and the only expensive one is the waiting.Bitcoin or index funds first, for a beginner?10 min readBoth tabs are open and both sides are shouting. What each asset actually is, bitcoin's real return record, and which one a beginner's first years need.How much money do I actually need to start investing?10 min readYou are waiting until you have a serious amount. The entry price is a few dollars, and the number that decides the outcome is the one you can repeat.How much of my paycheck should I be investing?8 min readTen percent, fifteen, twenty: every number you have been handed was chosen without seeing your rent. How to find the one your own month can defend.What to actually do when the market crashes9 min readYour account is down and every instinct says do something. What three real crashes did, what reacting cost the people who did it, and the short list that helps.Roth IRA vs a regular brokerage account, for beginners11 min readThe signup form asks which account before anyone explains the difference. You are not choosing an investment. You are choosing a tax deal, and the date decides.What is an index fund, and how do you pick one?9 min readEveryone tells you to buy one and nobody says what it is. A definition that holds, what active management really costs, and the three checks that pick a fund.